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Disclaimer

Last updated: March 16, 2026

General Disclaimer

This Disclaimer applies to the use of Fintech Pulse and its content. We provide information for general educational and informational purposes only. Our website contains content related to banking sector stability, financial system analysis, commercial bank performance indicators, BNM regulatory frameworks, loan growth trends, and non-performing loan ratio monitoring in Malaysia.

The information presented on our platform is compiled from various sources and is intended to facilitate understanding of Malaysia’s financial sector landscape. However, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any content. Market conditions, regulatory frameworks, and financial metrics are subject to rapid changes that may not be immediately reflected in our materials.

Your use of our website and reliance on any information contained herein is at your own risk. We do not guarantee that our content will meet your specific needs or expectations. All materials are provided on an “as-is” basis without warranties of any kind, whether express or implied.

No Professional Advice

The content on our platform should not be construed as professional financial, investment, legal, or regulatory advice. We do not provide personalized recommendations, advisory services, or guidance tailored to your individual circumstances. Any analysis of banking regulations, loan growth metrics, or financial stability indicators is presented for informational purposes only.

Before making any financial decisions, investment choices, or acting upon information related to Malaysia’s banking sector, you should consult with qualified financial advisors, legal professionals, or regulatory specialists. The complex nature of banking regulation and financial analysis requires expert interpretation based on your unique situation.

We are not responsible for any financial losses, investment decisions, or consequences arising from the use of our content. You acknowledge that financial markets and regulatory environments carry inherent risks, and past performance or historical data does not guarantee future results.

Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of our website and its content. This includes damages related to loss of profits, business interruption, or loss of data.

We do not warrant that our website will operate uninterrupted or error-free. Technical issues, maintenance activities, or service disruptions may occur at any time. We are not responsible for unauthorized access to your information, data breaches, or security compromises beyond our reasonable control.

Our total liability in any matter related to your use of this platform shall not exceed the fees, if any, you have paid to us. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, in which case the above limitations may not fully apply to you. We reserve the right to update this disclaimer at any time without prior notice. Continued use of our platform following such updates constitutes acceptance of the revised terms.